PSA you can't fund with a joint account

AllCourtTENNIS

AllCourtTENNIS

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It took me weeks to figure this out. Coinbase, PayPal, Kraken...every exchange I tried refused ACH and debit card funding for a crypto account . NONE OF THEM TOLD ME WHY. In fact, asking questions seemed to make me look suspicious.

I finally decided to open a crypto account at my main bank (a move I had avoided) and pestered them with dozens of questions about the funding issue. Even my own bank who has known me for an age wouldn't let me fund from a joint account.

So if all your accounts are joint, crypto step 1 is actually to open an individual account. Fund the new account then open a crypto account and fund it from your new solo account. Buy the crypto you need for your purchase, send it to an external wallet, then pay your vendor from the external wallet.

*end rant
 
yrrdead said:


I have a joint account that I used to transfer money a few weeks ago into Coinbase.

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Click to expand...
Agreed. No issues ever with Coinbase tied to joint checking account. Hard to see it as a PSA when it's wrong.
 
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